Balling On A Budget? 5 Steps To Creating A Budget That Works For You!

Let's keep it real popular culture doesn't celebrate budgeting. We're living in an Instagram-- Big Birkin Bag --Affluence equals followers world, and budgeting does not fit the aesthetic.

There is also a common misconception that budgeting is not something that wealthy people have to worry about, right?...

Wrong!! 

News Flash: Ballers Budget, even if you don't see it on their social media feeds. And if you're declaring 2023 as the year of your Financial Turnaround, you must learn how to make budgeting work for you--Luckily, I have a blueprint that has worked for myself and the hundreds of women I've worked with inside my Real Estate Coaching Business. 

In this week's episode of the Women, Wealth, and Impact Podcast, I 5 Steps To Creating A Budget that works for YOU.

If you identify as a:

Yo-yo saver (save a lot, blow it fast)

Living paycheck to paycheck

Someone working hard as heck but having no idea...

Women Investing In Real Estate: What Women Can Do To Increase Their Wealth

Women often face unique challenges when investing in real estate. Learn how to navigate these obstacles and find out how to start investing today. 

Unfortunately, it’s not uncommon for women to make these mistakes 

1. To not feel confident in an investment because it doesn't make sense to them 

1. A recent Forbes article outlined what makes a real estate investment a good deal. https://www.forbes.com/sites/taramastroeni/2018/12/13/real-estate-math-how-to-tell-if-an-investment-property-is-a-good-buy/?sh=621b68f86437
2. Using rules and simple math equations to calculate exactly how much or what makes a deal decent is essential 
3. What happens when you commit to educating yourself about investing? Most women will see that it's not that hard; it's easier than you think. 

2. I need more time to focus on investing.

1. Even though investing in real estate full-time can be time-intense, starting...

Powerful Ways to Build an Emergency Fund to Improve Finances

How to Build Emergency Fund Let’s face it; life is going to hit you with some unexpected challenges. We all have had times when life happens, and it is surprising that not being prepared has sent our finances in a downward spiral for months.

An emergency fund is crucial in our lives and even more now that we are still facing COVID 19. Take a look back when the whole world suddenly experienced lockdown due to the virus’s continuous increase of affected people.

Millions of people lost their jobs and income when the pandemic started. I started feeling the effects because our entire industry shut down. We couldn’t show homes to our clients, and it became apparent that we would be in lockdown for longer than a few days. 

That experience made me grateful to have an emergency fund; however, it made me think of the people who don’t have one. Ask yourself, if a true emergency arises, are you...

Are you still pondering whether or not you're able to invest? don’t worry, we got you. Here are several signs that you're ready to invest in the stock market on a monetary, cognitive, and interpersonal level.

Have you saved enough money for an unplanned event? if yes then you’re halfway there

You should have some cash available in a normal bank account for unforeseen costs before you begin investing. As an illustration, you may need to have an expensive dental operation or have your roof gutters replaced. Regular savings may be able to meet these expenditures, avoiding the need to sell assets.

Do you also have some money left over at the end of every month?

You could be prepared to start looking to invest if you continuously have cash leftover with your salary or company profits each month after having paid living expenses, disregarding dollars for non-recurring expenditures (like real estate taxes and auto insurance), building up your savings account, and trying to...